Purchase your dream home with hamra loan various loan options & Competitive rate of interest
Business Loan
Personal Loan
Home Loan
Loan Against Property
At Hamra Loan Best Home Loan Company in Delhi NCR, Noida, we understand that a home is not just a place to stay. It is much more than that. It is a warm little corner of the world that is yours, tailored to your tastes and needs.
It is the place where you celebrate the joys, deal with the sorrows and enjoy the journey called life. There is no place like home and with Hamra Loan Home Loans Various options. home purchase loan, Construction loan, home Renovation loan, plot purchase+ construction, home loan Balance transfer, home loan top up. our experts consult and offer competitive rate of interest, you can gather hopes, achieve your dreams and create memories in your own space.
Key Features & Benefits for Home Loan:
Lowest interest rates : Home loan interest rate have never been this low in the past 15 years. with the current range of home loan offers, you might be able to receive low rate of interest on your best home loan with hamra loan. our home loan specialist consult personalized and offer competitive lowest rate of interest in market.
Loan Amount: The amount you borrow can influence the interest rate. Larger loans may have slightly higher interest rates than smaller ones. Lenders may also have different interest rate slabs for various loan amounts.
Loan Tenure: The loan tenure or repayment period can impact the interest rate. Generally, shorter loan tenures attract lower interest rates compared to longer ones. However, shorter tenures also mean higher monthly EMIs.
No Foreclosure Charges: Prepayment options for home loan with a variable interest rate are the most flexible. There are no cost associated with partial or complete repayment. depending on your income flow, you may be able to pay off your debt sooner and save money that way.
Income Tax Benefits: If you have a first time home purchase, you can a claim exemption on principal amount repayment under section 80C, interest payment under section 24 (b), and an extra benefits on interest under section 80EE.
Specialist Support : Our Specialist available 24/7 for your support. and best optional choose our trusted lenders Banks & NBFC.
Home loan eligibility is primarily dependent on income and repaying capacity. Other important factors include the customer’s profile, age at loan maturity, age of property at loan maturity, investment and savings history etc.
Age: 18-60 years Salaried, 18-65 years Self-Employed.
Employment Status : The applicant be any one -Salaried/ Self-Employed/ Self-Employed Professional at least 3 years of experience.
Nationality: Indian Resident/ (NRI) Non-Resident Indian.
Minimum Income: Salaried- 15000, Self-Employed- 20000.
Co-Applicant: Adding a financial co-applicant can help in availing the bigger loan amount. Generally, co-applicants are close family members.
A copy of income documents:
Other Documents:
Property Documents:
Our streamlined process ensure quick loan approvals, helping you get the funds you need without delays.
Benefit from competitive interest rates that make borrowing affordable and repayments, manageable.
Our team personalized loan solutions to suit your specific requirements, ensuring your financial well-being.
Hamra Loan is a Premier leading bank loan provider company in Delhi NCR, Noida offering a wide range of loan types Business loan, Personal loan, Home loan, Loan against property, Car loan, Working Capital- Overdraft facility to meet customer needs.
We have successfully served a multitude of clients from various industries and background, helping them achieve their financial goals.
Choose your loan amount and terms to use loan
Need to provide sum basic documents to verification
Our loan Specialist ask fews question and verify documents
A home loan Best Home Loan Company in Delhi NCR, Noida, also known as a mortgage, is a financial product provided by lending institutions to individuals or families to property can be an under-construction or a ready property from a developer, purchase of a resale property, or refinance a residential property and home renovation.
A home loan allows borrowers to borrow a sum of money from a lender, usually a bank or a financial institution, to purchase a home. The borrower then repays the loan amount plus interest over a specified period, typically in monthly installments.
There are various types of home loans available, including Home Purchase Loan, Construction Loan, Renovation Loan, Plot Purchase Loan, Plot+ Construction Loan, Balance transfer, home loan Top up, Each type of loan has different terms, interest rates, and eligibility requirements.
Eligibility for a home loan depends on factors such as credit score, income, employment history, debt-to-income ratio, down payment amount, and the property’s value. Please find the details about home loan eligibility criteria.
The minimum down payment required for a home loan varies depending on the type of loan and the lender. Typically, down payments range from 3% to 20% of the property’s purchase price.
A fixed-rate home loan has a constant interest rate and monthly payment throughout the loan tenure, while an adjustable-rate home loan has an interest rate that can fluctuate periodically based on market conditions.
This video does not exist.
₹
Sorry
Period
Payment
Interest
Balance