FAQ

We offer a various types of loanEligibility criteria vary depending on the type of loan you are applying for. Generally, factors such as credit score, income, employment history, and debt-to-income ratio are taken into consideration. Specific requirements will be outlined during the application process.Eligibility criteria vary depending on the type of loan you are applying for. Generally, factors such as credit score, income, employment history, and debt-to-income ratio are taken into consideration. Specific requirements will be outlined during the application process. including personal loans, business loans, home loans, auto loans, and more. Our various loan options are to meet the diverse needs of our customers.

Eligibility criteria vary depending on the type of loan you are applying for. Generally, factors such as credit score, income, employment history, and debt-to-income ratio are taken into consideration. Specific requirements will be outlined during the application process.

You can apply for a loan online through our website or by visiting one of our branches. Our online application process is simple and convenient, allowing you to apply from the comfort of your home.

The required documents may vary depending on the type of loan and your individual situation. Typically, you will need to provide proof of identity, proof of address, income documents, bank statements, and any other relevant financial information.

Interest rates vary depending on market conditions, loan type, and your creditworthiness. We offer competitive interest rates and strive to provide the best possible terms to our customers.

We offer a variety of business loans customized to meet your specific needs, including term loans, Dropline overdraft facility, equipment financing, Professional loans, and more.

Eligibility criteria vary depending on the type of loan you’re applying for. Generally, factors such as credit score, business income, tenure of business, and collateral may be considered.

Hamra Loan offers the lowest interest rates in the market across all segments. As we offer customers an unsecured loan i.e. collateral-free loan, the rate of Interest will be higher as compared to secured products offered by 60+ partner lendars our trusted Banks & NBFC.

Processing fees are restricted to 2% + GST which is standard across all the products and depend on lending partners.

Loan processing and disbursement will take at least 7 working days post submission of all requisite documents and information as may be required by the Bank as per Bank’s criteria. All loan approvals are at the sole discretion of the bank.

Please have a service request registered with regard to Business Loan foreclosure. Alternatively, customer can visit Retail Loan Service Centre at his nearest Location